Lithic has integrated Visa's Account Level Management (ALM) through the VCPE API, enabling faster delivery of premium card programs for fintech partners without the need for card re-issuance. This integration allows for near real-time enrollment into programs like Visa's Signature offerings, enhancing cardholder experiences and improving program economics by assessing spend at the account level. Currently available in the U.S. and Canada, the integration aims to facilitate personalized rewards and benefits for cardholders.