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In 2025, fintech venture funding rose 25% to $55.94 billion, with prediction markets like Polymarket and Kalshi leading the charge. They secured $3.71 billion in funding, making them the largest US rounds of the year and among the top globally, driven by growing interest in online betting.
A recent Innovate Finance report reveals that global fintech funding rose 21% in 2025, driven mainly by investments in payments and cryptocurrency platforms. The US led the way with $25.1 billion, while the UK and other regions also saw significant growth in funding activity.
Wealthsimple has raised up to $750 million CAD in a Series E round, boosting its valuation to $10 billion. The funding will help the company accelerate its product development and expand its operations, as it aims for $1 trillion in assets under administration by 2034.
Fintech company Clara has successfully raised $80 million in a funding round aimed at enhancing its growth across Latin America. The investment will support the expansion of its financial services and technology offerings in the region, positioning Clara as a key player in the rapidly evolving fintech landscape.
Ramp has achieved a valuation of $22.5 billion following a late-stage funding round where it raised $500 million, marking a significant rebound in fintech funding. The New York-based company, which specializes in corporate cards and expense management, has now accumulated a total of $1.9 billion in equity financing.
In 2025, 19 fintech startups in the United States have successfully raised over $50 million each, indicating a robust investment trend in the sector. This surge highlights the increasing interest and potential in financial technology innovations as the industry continues to evolve.
Mexican fintech company Klar has successfully raised $190 million in funding, achieving a valuation of $800 million. The investment will support the company's expansion efforts and enhance its product offerings in the financial technology sector.
Global fintech investment has dropped to its lowest level since 2017, prompting a discussion among founders about the merits of bootstrapping versus venture capital. At Money20/20 Europe 2025, Dima Kats of Clear Junction and Babs Ogundeyi of Kuda will share their differing experiences and perspectives on navigating the current funding landscape.