Ramp has introduced Ramp Budgets, a live budget tracking solution that connects financial plans with actual spending using AI. This tool allows finance teams to monitor expenses in real time, improving decision-making and budget management without relying on spreadsheets.

The article discusses the financial implications of adopting monthly Software as a Service (SaaS) models, highlighting how they can impact cash flow, budgeting, and overall financial health for businesses. It emphasizes the importance of understanding the long-term costs versus short-term benefits associated with these subscription-based services.